Group Company: HDFC Bank Limited
Designation: Retail Agri-Business Correspondent-Sales Officer
Position description: To monitor the activities of mapped Business Correspondent, along with generation of new business and retention of customers by providing best possible services to these customers.
Primary Responsibilities:
- 1. Sourcing and Business Generation:
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Sourcing of liability business from the mapped locations.
- Driving various government drives initiated under PMJDY/other schemes through Business Correspondent.
- Generating asset leads from mapped locations.
- Attending asset & liability sourcing camps.
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2. Relationship Building and customer support:
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To be in touch with Business Correspondents providing doorstep services to the dairy customers.
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Attending FLC camp to educate customers on banking and bank products.
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3. Housekeeping and audit management:
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Coordination with Ops team for processing of liability AOFs, audit exception documentation.
- Coordination with the customers and Business Correspondents to close the various audit alerts , KYC alerts, etc.
- Periodic Visit to the BC location and guidance to BCs on the business and other regulatory requirement Coordination with auditors for BC spot audit.
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4. Encouraging Digital products:
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Provide guidance to the customers on usage of banks digital products.
Additional Responsibilities:
- Any other task assigned by seniors from time to time.
Educational qualifications preferred
- Category: Bachelor's Degree, Master's Degree
Required work experience
- Industry: Financial Service
- Role: Sales Executive
- Years of experience: 1 to 3
Required Competencies:
- Basic understanding of Banking Products & Processes
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Good Team spirit
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Time / Team Management
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Proficient in local language
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Proactive & focused approach
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Selling and Influencing Skills
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Banking Product & Process Knowledge
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Planning and Organizing Skills
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Communication
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Knowledge of Competition & Current trends in financial Industry.
Required Knowledge:
Experience in Banking or Financial Service industry, or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, Dairy Companies, Dairy Society etc.
Required Skills:
Persuasion & Selling Skills
Other:
- Reporting Designation: Relationship Manager - Dairy / Relationship Manager-BC / Dairy Development & BO Manager
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Reporting Department-Sub BU: Dairy & Business Correspondent
Specific requirements
- Travel: Visit to BC location / Dairy Customers
- Vehicle: Two-wheeler/ Four wheeler
Other details
- Contract Types: PERMANENT