Job posted on
Apr 13, 2023
Employee Type
Permanent-Sales Vertical
Experience range (Years)
0 - 3 years
Group Company: HDFC Bank Limited
Designation: Retail Agri-Rural Portfolio Officer
Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.
Primary Responsibilities:
- Relationship Building and Maintenance
-
To liaise with existing customers for building relationships.
-
Rotation & Recovery
-
Follow-up for rotations and deposition of installment
- Working towards benchmark on rotation & recovery
- Housekeeping
-
Submission of Post Disbursement Documents (PDD)
-
Call Memo submission.
-
Collection & Submission of LAD
-
Sourcing and Business Generation
-
Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
-
Increase penetration of KGC Business in existing and new villages.
-
Cross sell
-
Opening of Liability accounts as per the benchmark.
-
Cross selling asset as guided by Relationship Manager from time to time
-
Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.
Additional Responsibilities:
- Any other task assigned by seniors from time to time.
Educational qualifications preferred
- Category: Bachelor's Degree, Master's Degree
Required work experience
- Industry: BFSI/Agri input/FPO
- Role: Sales Executive
- Years of experience: 1 to 2
Required Competencies:
- Basic understanding of Banking Products & Processes
-
Good Team spirit
-
Time / Team Management
-
Proficient in local language
-
Proactive & focused approach
Required Knowledge:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.
Required Skills:
Persuasion & Selling Skills
Other:
- Reporting Designation: RM- Retail Agri
-
Reporting Department-Sub BU: KGC
Specific requirements
- Travel: Customer Visits
- Vehicle: 2 wheeler preferred
Other details
- Contract Types: PERMANENT
