To develop business strategy for Micro & Small Enterprise Loans (Business Loans & LAP -SEP SENP) and implement the same
To set and achieve business goals for Maharashtra (including Mumbai) & Gujarat for Ujjivan Small Finance Bank for MSE finance business
To build teams, manage performance and derive productivity
To drive marketing in order to source customers: Ujjivan SFB is a new entrant in business loans and would require rigorous sales and marketing to penetrate
Maintain portfolio mix in terms of products and quality in terms of portfolio health and yield
To collaborate with other business teams and functions of Ujjivan Small Finance Bank
Bring in innovations and work on strategic partnerships with other players in business loans/ LAP/ enterprise finance.
There were many microfinance institutions active in rural India, but very few served... India’s urban population. To bridge this gap, Ujjivan focused on the urban poor. This is a fast growing segment that is relatively new to India’s microfinance industry. Our surveys and interaction with the urban poor show that they are exposed to enormous contingencies and are required to share their meagre resources with neighbors, friends, relatives and colleagues. Hence, there is a tremendous amount of bonding and affinity among them. We have also found that, contrary to popular belief, the urban poor are a stable population. Therefore, the significant difference between the urban and rural population is the lack of time and availability of space in cities. Read full description