Position Manager/Sr manager Credit (Commodity Finance)
Exp 3+ years (Manager) and 6+ years (Sr Manager)
Our client is one of the leading and the 2nd largest bank in India. It is committed to maintain the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance. The clients distribution network is spread across the globe. Customers across India are also serviced through multiple delivery channels such as Phone Banking, Net Banking, Mobile Banking and SMS based banking.
Job Role: Accountable to handle the credit appraisals and analysis for the preparation of Credit Note to assess the credit worthiness of clients for sanctioning the loan
Interpreting financial statements and data for analyzing past financial & business performance. Assessment of viability of potential borrowers. Investigating and understanding key business issues behind the numbers and providing clear, concise and timely analysis with recommendations and approvals.
Handling commodity Pledge back ground
Policy formation and review of commodity margins.
Handling Collateral managers and service provides of the bank. Monitoring the Commodity prices and following for M2M/overdue recovery with business
Ensure high level of CAM content and quality is maintained in line with latest policy guidelines, update on market, industry etc.
Identifying the risk associated with the exposure taken on customer on a scale of 1-9 through the help of ram rating.
Involved in valuation, legal and technical analysis of securities offered.
Meeting clients and continuous interaction to understand business models, assessing the credit worthiness of clients, ensuring integrity and precision of data submitted.
Desired Skills and Expertise:
Experience: over 3 years of exposure in Credit Analysis of Commodities
Working knowledge on the Systems related to commodity funding
With the onset of globalization, the need of skilled human resources is felt strongly across... various industrial verticals. Technical ingenuity and distinct business approaches again underlined the importance of identifying and retaining the right candidates at the right positions. With a clear insight into the changing business dynamics and enhanced proficiency in tapping the best talents, Careerist Management Consultants has come to the forefront of human resource management, hence becoming one of India’s top Recruitment Consultants over the years. Read full description