B.COM/BBA/BA-Economics with Minimum of 1 year experience in secured home loans/ secured loans in bank/NBFC/Housing Finance Companies
Responsible for implementing the operating procedures as established in the internal Norms and Regulations ranging from product promotion, loan origination, customer assessment, disbursement and monitoring of his/her portfolio in terms of installment payments and collection.
Responsible for loan renewal , identification of new clients in the market as well as for the promotion of eligible GL clients as well as for monitoring his/her portfolio and meeting the pre-established monthly goals.
Should be proficient to read, write and speak in Kannada
There were many microfinance institutions active in rural India, but very few served... India’s urban population. To bridge this gap, Ujjivan focused on the urban poor. This is a fast growing segment that is relatively new to India’s microfinance industry. Our surveys and interaction with the urban poor show that they are exposed to enormous contingencies and are required to share their meagre resources with neighbors, friends, relatives and colleagues. Hence, there is a tremendous amount of bonding and affinity among them. We have also found that, contrary to popular belief, the urban poor are a stable population. Therefore, the significant difference between the urban and rural population is the lack of time and availability of space in cities. Read full description