The candidate will be responsible for conducting income appraisal of loan applicants based on documented and undocumented income proofs. He should analyses the financial statements and business model to understand solvency, liquidity position and repayment capacity of businesses and individuals.
The Candidate conduct Personal Discussions to appraise the customer and customers business, cash-flows, risks and mitigants involved.
The candidate shall be jointly responsible with the sales team for maintaining the quality of portfolio and minimizing delinquency.
The Candidate should monitor all the activities from pre-sanction documents, file review and login till disbursement.
The candidate shall adhere to SOPs and control Turn-around Time (TAT) within the set standards.
Candidate shall regularly interact with central operations and sales teams to improve operational process, quality of sourcing, customer experience and TAT.
The candidate shall stay abreast with trends in the market and regulatory environment and give feedback on improving the policy and operations process.
Candidate will be responsible for post sanction operations activities including disbursement initiation, PDD tracking and collection, servicing and collections of early delinquencies.
From big transnational corporations to fast growing SME's to fledgling start-ups... every corporate body is looking for top talent. All of these are keenly aware that the only real competitive advantage they can have and build in today's flat world is the "human capital".
We are servicing this need for many national and international clients across various domains. We have been helping find a large number of our clients quite a few leaders, functional experts as also emerging precocious talent since 1997.
We credit all our success to three things; customer centric work systems, unflinching belief in our corporate values and our synergy enhancing team. We see repeat business and referral as the operative driver of customer feedback.
For more details on us visit www.vitasta.com Read full description