Any Graduate, at least 2 year experience in any MFI with individual loan portfolio or within banking sector in SME lending required
Ensure good portfolio quality of the IL portfolio in assigned area by identifying potential credit and operating risks.
Ensures adherence to credit Process and Policies.
Ensures TAT is met for all activities related to credit for the branch. Should be comfortable in reading and writing local languages.
There were many microfinance institutions active in rural India, but very few served... India’s urban population. To bridge this gap, Ujjivan focused on the urban poor. This is a fast growing segment that is relatively new to India’s microfinance industry. Our surveys and interaction with the urban poor show that they are exposed to enormous contingencies and are required to share their meagre resources with neighbors, friends, relatives and colleagues. Hence, there is a tremendous amount of bonding and affinity among them. We have also found that, contrary to popular belief, the urban poor are a stable population. Therefore, the significant difference between the urban and rural population is the lack of time and availability of space in cities. Read full description