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CREDIT OFFICER – HOME LOANS

Belgaum, Karnataka

Ujjivan Financial Services Pvt. Ltd.

Job Description

Any graduate with at least 1 year of experience with MFI or bank in credit department

Computer knowledge in basic and MS-office, should be well versed in income analysis P

Plan the daily activities and work related requirements including work output and quality of the credit appraisals conducted

Ensures success and growth of the product by adhering to defined TAT for loan approval.

Sort out issues arising in the approval process,

Perform analytical / quantitative analysis of the trends of loan portfolio repayments and customer base on a weekly and monthly basis.

Act as interface between the field, operations, MIS personnel and any other similar requirements from time to time.

Co-ordinate with legal and technical vendors

Proficiency to read and write in Kannada is mandatory

Involves field work i.e, visiting customer place for PD

Should be comfortable in reading and writing local languages

Company Description


There were many microfinance institutions active in rural India, but very few served... India’s urban population. To bridge this gap, Ujjivan focused on the urban poor. This is a fast growing segment that is relatively new to India’s microfinance industry. Our surveys and interaction with the urban poor show that they are exposed to enormous contingencies and are required to share their meagre resources with neighbors, friends, relatives and colleagues. Hence, there is a tremendous amount of bonding and affinity among them. We have also found that, contrary to popular belief, the urban poor are a stable population. Therefore, the significant difference between the urban and rural population is the lack of time and availability of space in cities.  Read full description

Additional Information

Last updated:
23/12/2018
Job type:
Full time
Position type:
Permanent
Vacancies:
2
Minimum experience:
One year
Education:
Compulsory Education
Category:
Jobs in Banking / Financial Services
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