the business dynamics,
products on offer,
various segments to whom we lend,
ensuring discipline in adherence to processes involved in credit buying
Underwriting & making proposals of business loans and other products as per location requirement(BL OD, LAP)
manage the credit processing agent s activities
ensure systematic verification processes and coordinate with verification agencies
be up to date on industries we lend and business environment in general,
take appropriate credit decision,
monitor the portfolio sourced,
understand and interpret the portfolio quality
interact with sourcing agents
co-ordinate with internal and external auditors
get the best audit rating in internal audits.
Good understanding of economy and implications of economic policies,
Dynamics of international economic events on Indian economy, industry and segments,
understanding of functioning various industries / segments cost matrix, competitors, laws applicable
good understanding of financials to arrive at a decision on lending and recoverability of loans granted.
Skills & Experience Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job
ING Vysya Bank Ltd., is an entity formed with the coming together of erstwhile, Vysya Bank Ltd, a... premier bank in the Indian Private Sector and a global financial powerhouse, ING of Dutch origin, during Oct 2002.
The origin of the erstwhile Vysya Bank was pretty humble. It was in the year 1930 that a team of visionaries came together to form a bank that would extend a helping hand to those who weren't privileged enough to enjoy banking services.
It's been a long journey since then and the Bank has grown in size and stature to encompass every area of present-day banking activity and has carved a distinct identity of being India's Premier Private Sector Bank.
In 1980, the Bank completed fifty years of service to the nation and post 1985; the Bank made rapid strides to reach the coveted position of being the number one private sector bank. In 1990, the bank completed its Diamond Jubilee year. At the Diamond Jubilee Celebrations, the then Finance Minister Prof. Madhu Dandavate, had termed the performance of the bank ‘Stupendous’. The 75th anniversary, the Platinum Jubilee of the bank was celebrated during 2005.
The long journey of seventy-five years has had several milestones… Read full description