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Credit Manager

Bangalore, Karnataka

Vitasta Consulting pvt ltd

Job Description

Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
Experience working in Credit department as Credit Analyst looking after its entire credit portfolio.
Credit Appraisal (financial, business, management & industry analysis)of the
Proposal for various fund based facilities like cash credit, overdraft, term loan etc.
Fund Flow and Operating Statement Analysis for evaluating the creditworthiness and permissible finance
Credit Rating and Ratio Analysis
Credit Appraisal of Retail loans (Car loan, Used/Refinance car loan Personal Loan, etc.)
Be part of a team of credit analysts/managers and to work to ensure best in class and credit / risk evaluation and monitoring.
Overview & effective monitoring of portfolio quality.
Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.
Meeting dealers to understand the market characteristics, competition offerings and to develop product plans as per market requirements to boost the company growth
To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.

Company Description

From big transnational corporations to fast growing SME's to fledgling start-ups... every corporate body is looking for top talent. All of these are keenly aware that the only real competitive advantage they can have and build in today's flat world is the "human capital".

We are servicing this need for many national and international clients across various domains. We have been helping find a large number of our clients quite a few leaders, functional experts as also emerging precocious talent since 1997.

We credit all our success to three things; customer centric work systems, unflinching belief in our corporate values and our synergy enhancing team. We see repeat business and referral as the operative driver of customer feedback.
For more details on us visit
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Additional Information

Last updated:
Job type:
Full time
Position type:
Minimum experience:
Two years
Compulsory Education
Jobs in Banking / Financial Services
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